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Visa Credit Cards for Excellent Credit

 visa credit cards for excellent credit

Narrow your search for an Excellent Credit Visa

To clear up any confusion, Visa is a card network, not a credit card issuer, which means Visa dictates the number of merchant locations at which a Visa card will work, but doesn’t actually issue cards itself or provide customer service. That’s why the list of Visa credit cards for excellent credit below contains offers from a number of different major credit card companies. Given that credit cards for excellent credit are the cream of the credit card crop, so to speak, and Visa is the most widely accepted card network in the world, Visa credit cards for excellent credit offer a very strong combination of features and worldwide usability. In general, people with excellent credit have one of two goals: lowering the cost of debt or maximizing their credit card rewards. If the former describes you, concentrate your search on no interest credit cards. If it’s the latter, either find a rewards credit card to complement your particular spending habits or opt for the simplicity of a cash back card. Whatever avenue you take, we suggest that you also consider excellent credit MasterCard offers , which have a similar acceptance rate to Visa cards for excellent credit.

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    Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

    0 Credit Card from VISA Citibank
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers 12 months ;   Fee.....3% (min $5)
    • Regular Rate 12.99% - 22.99% (V)
    Annual Fee $0*
    Rewards Cash Back
    Initial Bonus $100
    Base Earn 1%
    Max Earn 5%
    • $100 cash back after $500 in purchases within the first 3 months of account opening.
    • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment.
    • Enroll at no additional cost each quarter for new categories that earn additional cash back.
    • Full 1% cash back on all other purchases and eligible cash advances.

     
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    2.5

    Citi ThankYou® Card

    thank you credit card
    Rates:
    • 0% on Purchases 15 months
    • 0% on Transfers 15 months ;   Fee.....3% (min $5)
    • Regular Rate 12.99% - 22.99% (V)
    Annual Fee $0*
    Rewards Points
    Initial Bonus None
    Base Earn 1 point / $1
    Max Earn 1 point / $1
    • Earn 1 ThankYou Point for every $1 you spend on purchases.
    • Enjoy no limit on the number of points you can earn.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.

     
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    3.5

    Citi® Hilton HHonors® Visa® Gold Card

    Hotel Credit Card Hilton Hhonors
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers Not Offered
    • Regular Rate 14.24% or 16.24% (V)
    Annual Fee None
    Rewards Points
    Initial Bonus 40,000 points
    Base Earn 2 points / $1
    Max Earn 6 points / $1
    • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*

     
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    3.5

    Citi ThankYou® Preferred Rewards Card

    citi thank you preferred credit card
    Rates:
    • 0% on Purchases 12 months
    • 0% on Transfers 12 months ;   Fee.....3% (min $5)
    • Regular Rate 12.99% - 22.99% (V)
    Annual Fee $0*
    Rewards Points
    Initial Bonus 15,000 points
    Base Earn 1 point / $1
    Max Earn 1 point / $1
    • Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
    • Earn 1 ThankYou Point for every $1 you spend on all purchases.
    • Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love.
    • No expiration and no limit on the points you can earn.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.

     
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    2.5

    Citi® Hilton HHonors™ Reserve Card

    Hilton Hotel Reserve Credit Card Offer
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers Not Offered
    • Regular Rate 15.24% (V)
    Annual Fee $95
    Rewards Points
    Initial Bonus 2 Weekend Nights
    Base Earn 3 points / $1
    Max Earn 10 points / $1
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
    • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
    • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
    • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
    • Earn an anniversary bonus of 1 weekend night certificate at select hotels and resorts within the Hilton HHonors portfolio each cardmembership year with qualifying purchases*
    • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*

     
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    4

    British Airways Credit Card

    british airways credit card
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers Not Offered
    • Regular Rate 15.24% (V)
    Annual Fee $95
    Rewards Miles
    Initial Bonus 50,000 miles
    Base Earn 1.25 miles / $1
    Max Earn 2.5 miles / $1
    • You will get 50,000 bonus Avios after you make $1,000 in purchases within the first 3 months of account opening.
    • Plus pay no foreign transaction fees when you travel abroad.
    • You will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases.
    • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.

     
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    4

    Ace Rewards® Visa Credit Card

    ace credit card
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers Not Offered
    • Regular Rate 13.99% - 22.99% (V)
    Annual Fee None
    Rewards Cash Back
    Initial Bonus None
    Base Earn 1%
    Max Earn up to 10%
    • Up to 10% back quarterly in popular categories.
    • Up to 5% back on Ace purchases.
    • 2% back on gas and groceries.
    • 1% in Rewards everywhere else Visa is accepted.

     
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    3

    Arvest Bank Visa Platinum Credit Card

    arvest bank visa platinum credit card
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers Not Offered
    • Regular Rate 10.9% (V)
    Annual Fee None
    Rewards None
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    4.5

    BankAmericard® Visa® Card

    Credit Card Application for Bank Americard
    Rates:
    • 0% on Purchases 15 months
    • 0% on Transfers 15 months ;   Fee.....3%
    • Regular Rate 10.99% - 20.99% (V)
    Annual Fee None
    Rewards None
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    0

    First Option Visa® Platinum Preferred Credit Card

    first option visa card
    Rates:
    • 0% on Purchases Not Offered
    • 0% on Transfers Not Offered
    • Regular Rate 9.17%
    Annual Fee None
    Rewards Points
    Initial Bonus None
    Base Earn 1 point/$1
    Max Earn 1 point/$1
    • Earn one point for every dollar spent – every time you use your card to shop, dine, travel, pay bills or entertain
    • Redeem earned points for exciting gifts and travel packages

     
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    We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

    Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Visa Credit Cards for Excellent Credit shown on this page.

    User's top rated card in this category: 4.7 / 5 - 187 votes 4.7