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Low Interest Credit Cards for Fair Credit

A low interest credit card is one that has a regular APR below 13% and can therefore help you save on the purchases that you are unable to pay for in full before the end of your billing period. Unfortunately, secured cards are typically the only low interest credit cards for fair credit, and such a card wouldn’t help you much, given that you are required to place a security deposit equal to your credit limit prior to opening it. If your search for low interest credit cards for fair credit stems from a desire to save on a…show more

    3 239 reviews

    Primor® Secured Visa Gold Credit Card


    primor secured gold credit card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 9.99%
    • Annual Fee $49
    • Monthly Fee None
    • Minimum Credit Bad
    3 562 reviews

    First Progress Platinum Prestige MasterCard® Secured Credit Card


    first progress mastercard secured credit card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 11.99% (V)
    • Annual Fee $44
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • No credit history or minimum credit score required for approval.
    • Monthly reporting to all 3 major credit bureaus to help build credit.
    • Deposit held at FDIC-insured bank.
    • Set your own credit limit, which is secured by your deposit of $300 - $2,000.
    • The First Progress Platinum MasterCard Secured Card requires no credit history or minimum credit score for approval, but the refundable security deposit must be provided before a card can be issued. The new CARD Act regulations also require all credit card issuers to verify the identity of every applicant before approval. We can usually complete this identity verification using fast, automated methods, but it is sometimes necessary for us to contact an applicant in order to verify his or her identity. Applicants will receive their cards more quickly if they respond promptly to our call or letter relating to this verification process. Virtually every applicant who successfully provides the refundable security deposit and passes the identity verification step will be approved for the card. If you have applied for the card and have a question or want to check the status of your application, please call First Progress toll-free at (888) 403-4783.
    • Receive your card more quickly with new Expedited Processing option.
    • See All Reviews & Details About The First Progress Platinum Prestige MasterCard® Secured Credit Card
    3 30 reviews

    University of North Alabama Credit Card


    university of north alabama credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 9.99% - 21.99% (V)
    • Annual Fee None
    • Rewards Rate 1 point/$1
    • Rewards Bonus 1,000 points
    • Minimum Credit Limited History
    • Rewards Details
    • 1,000 Bonus Points with first purchase.
    • Earn 1 point for every $1 spent with no point cap
    • Redeem points for travel, merchandise, gift certificates, cash back and more.
    • Redeem points sooner - start redeeming with just 1,500 points.
    • Additional Info
    • Travel Accident Insurance includes $250,000 of coverage when you purchase tickets for travel on common carriers with your Card.
    • Auto Rental Insurance when you charge your entire car rental on your Card.
    • Flexible payment options including U.S. Mail, AutoPay from any United States deposit account, telephone transfer, U.S. Bank ATM, Internet Banking, U.S. Bank branch locations.
    • Zero Fraud Liability.
    • See All Reviews & Details About The University of North Alabama Credit Card
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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