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Chase Rewards Credit Cards

Chase’s credit card rewards program, Ultimate Rewards, is known for both value and flexibility, giving cardholders at least one cent for each point they redeem, regardless of redemption method. According to CardHub’s detailed review of the program, one of the other distinctive features that Chase provides is the ability to transfer rewards points to a range of popular airline and hotel chains – including Southwest and Marriot – at a 1:1 ratio. Ultimate Rewards points also never expire and customers can earn them through Chase’s banking products as well. With that being said, it’s important to note that Chase…show more

    4 1,986 reviews

    Chase Freedom®


    chase freedom
    • Purchase Intro APR 0% for 15 months
    • Transfer Intro APR 0% for 15 months 3% (min $5) Transfer Fee
    • Regular APR 14.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 5% Cash Back
    • Rewards Bonus $150
    • Minimum Credit Excellent
    • Rewards Details
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
    • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Enjoy new 5% categories every 3 months like Gas Stations, Restaurants, and Select Grocery Stores
    • Unlimited 1% cash back on all other purchases - it's automatic
    • Cash Back rewards never expire as long as your account is open
    • No Annual Fee
    • Additional Info
    • See More Details & Reviews About The Chase Freedom®
    4 2,426 reviews

    Chase Sapphire Preferred® Card


    chase sapphire preferred
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 16.24% - 23.24% (V)
    • Annual Fee Intro Fee of $0 for 1st yr, $95 after
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 50,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®
    • Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine
    • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
    • Additional Info
    • $0 foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance when used at a chip card reader
    • Travel and shop with confidence with premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
    • Introductory Annual Fee of $0 the first year, then $95
    • See More Details & Reviews About The Chase Sapphire Preferred® Card
    3.5 315 reviews

    British Airways Visa Signature® Card


    british airways credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 16.24% (V)
    • Annual Fee $95
    • Rewards Rate 1 - 3 miles / $1
    • Rewards Bonus 50,000 miles
    • Minimum Credit Good
    • Rewards Details
    • 50,000 bonus Avios after you spend $2,000 on purchases within the first 3 months of account opening.
    • Plus earn an additional 25,000 bonus Avios when you spend $10,000 on purchases for a total of 75,000 bonus Avios.
    • Plus earn another 25,000 bonus Avios when you spend a total of $20,000 on purchases within your first year for a total of 100,000 bonus Avios.
    • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
    • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
    • Additional Info
    • Pay no foreign transaction fees when you travel abroad.
    • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
    • See More Details & Reviews About The British Airways Visa Signature® Card
    4 162 reviews

    IHG® Rewards Club Select Credit Card


    ihg credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 16.24% (V)
    • Annual Fee None 1st yr, $49 after
    • Rewards Rate 1 - 5 points / $1
    • Rewards Bonus 60,000 points
    • Minimum Credit Good
    • Rewards Details
    • Earn 60,000 bonus points after you spend $1,000 on purchases in the first 3 months of account opening
    • Enjoy a free night each year of card membership at over 4,900 hotels worldwide
    • Earn 5 points for each $1 spent at our hotels
    • Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
    • Bonus points redeemable at hotels such as Intercontinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
    • Automatic platinum elite status, as long as you remain a cardmember
    • Additional Info
    • $0 introductory annual fee the first year, then $49
    • See More Details & Reviews About The IHG® Rewards Club Select Credit Card
    4 249 reviews

    Southwest Airlines Rapid Rewards® Premier Credit Card


    southwest airlines rapid rewards premier card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 16.24% (V)
    • Annual Fee $99
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 25,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 25,000 points after you spend $1,000 on purchases in the first 3 months your account is open
    • Points Don’t Expire, No Blackout Dates, Bags Fly Free®
    • You will earn 2 points for each $1 of Net Purchases made directly with Southwest Airlines®, including flight, inflight, Southwest® gift card, and Southwest Vacations package purchases, at participating Rapid Rewards® Hotel and Rental Car Partners.
    • 1 point per $1 spent on all other purchases.
    • 6,000 points after your Cardmember Anniversary
    • Earn 1 point for every $1 in balance transfers, up to 15,000 points, within the first 90 days of opening your account.
    • Earn 1,500 Tier-Qualifying Points for every $10,000 in purchases, up to 15,000 Tier-Qualifying Points each calendar year.
    • Additional Info
    • Named 2015 Freddie Award Winner for Best Loyalty Credit Card.
    • NEW - Chip-enabled cards with 24/7 fraud monitoring.
    • See More Details & Reviews About The Southwest Airlines Rapid Rewards® Premier Credit Card
    3.5 517 reviews

    Marriott Rewards® Premier Credit Card


    marriott rewards credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 16.24% (V)
    • Annual Fee None 1st yr, $85 after
    • Rewards Rate 1 - 5 points / $1
    • Rewards Bonus 50,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 50,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening
    • Enjoy 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date!
    • For every $1 spent, earn 5 points at 4,000 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
    • The fastest way to earn Marriott Rewards points towards free nights
    • No limit to how many points you can earn
    • Additional Info
    • Pay no foreign transaction fees and enjoy wider acceptance when you travel with your embedded chip card and you make purchases at chip-enabled card readers
    • $0 Introductory annual fee, then $85
    • See More Details & Reviews About The Marriott Rewards® Premier Credit Card
    4 112 reviews

    J.P. Morgan Palladium Credit Card


    jp morgan palladium credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 13.24% (V)
    • Annual Fee $595
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn double points for every dollar spent on eligible travel purchases and a single point for every dollar spent on all other purchases.
    • Generous Travel Rewards: Enjoy One-to-One transfer of points to frequent travel programs as well as no blackout dates or restrictions on advanced booking. Saturday-night stays or multiple-leg trips through Ultimate Rewards. Also, exclusive amenities provided by over 50 hotels worldwide and Lounge Club™ Membership.
    • Distinct Travel Advantages: As a cardmember you receive Primary Auto Rental Coverage, Emergency Evacuation or Repatriation, Trip Delay or Cancellation Insurance, Baggage Delay or Lost Luggage Coverage, Emergency Accident or Sickness Coverage and more.
    • Earn 35,000 bonus points with $100,000 annual spend and an additional purchase.
    • 33% off Airfare, Hotels, Car Rentals and Cruises when you redeem through Chase Ultimate Rewards.
    • Additional Info
    • J.P. Morgan Concierge Service is available around-the-clock to assist you with travel arrangements, dinner reservations, theatre tickets, and more.
    • Benefit from smart card technology that allows you to make purchases where only chip-and-pin credit cards are accepted abroad.
    • See More Details & Reviews About The J.P. Morgan Palladium Credit Card
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    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
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    Community Discussion

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    May 5, 2015
    By:
    I have the Chase Freedom card and use it to my benefit as much as I can. I get 1% back on any purchase and 5% on their monthly sponsored purchases. I usually cash out the rewards and they deposit the reward amount straight into my checking account. It's the best card I've ever had and really appreciate the extra money it generates. Just make sure to pay it off every month and you are basically earning free money.
    Mar 12, 2015
    By:
    I have the Chase Rewards United MileagePlus Explorer card. I was immediately attracted to this credit card due to my frequent trips that included flying with United. They offered a substantial amount of points, 30,000, upon acceptance. I also receive two passes each year to their exclusive club at various airports. I love the low interest rate. I am proud to present my card whenever the opportunity arises. I feel like I am appreciated everytime I use it.
    Sep 12, 2014
    By:
    I don't have one of the cards above, but I've had a Chase Military Star rewards card for several years now and use it as one of my main credit cards. I really like how easily points seem to accumulate. Quite often, I get notices about double points for shopping with different vendors and that really helps my points add up. Another bonus is there is no annual fee, and the interest rates are comparable to leading cards.
    Sep 4, 2014
    By:
    I don't have a Chase rewards card, but I have a "gold" card at my local bank, and I love the perks that I get with it. I get 1% cash back on all purchases, and the fees are very affordable. I have had countless situations where my card has helped me out when I was having money issues.
    Jul 21, 2014
    By:
    I've had a Chase Freedom card and a Chase Sapphire card. My Chase card I have had for years and years. I am happy with their rewards program. They give 1 percent cash back on all purchases and 5 percent on revolving categories. The revolving categories are great at coinciding with the season. for example, last year the 5 percent on amusement parks was in summer, department stores at Christmas, etc. The Sapphire Card has an annual fee but a lot of perks and great customer service-- I've never been put on hold and you talk to a real American.
    Apr 28, 2014
    By:
    I have a Chase Freedom card and absolutely love it! I've had it for longer than a year now and I really did reap benefits immediately from it in terms of the ample cash back bonus offers, especially the $100 I recouped in the first 3 months of using my card. I love the Freedom card and use it for a good amount of my purchases which helps me get the most cash back I can for my purchases. The interest rate is a little high, but I don't have major problems as I pay off the balance in time every month.
    Feb 2, 2014
    By:
    I have a chase freedom card and have been so far pleased with it. The worst thing about it is that the limit is so low at $1500 dollars. I usually use it for emergencies only like when my debit card is not working. It always goes through fine. I bought my computer with it and the card was easy to pay off. They are now sending me emails about rewards but I have not checked it out further. The interest rate is not bad as long as you keep paying it off within a few months.
    Jan 16, 2014
    By:
    I've had the Chase Sapphire Preferred card for about six months now. I haven't really had it long enough to try to use the points, but so far I'm happy with how it works and how I accumulate points. If I could change something about it I'd lower the interest rate; 15.99 percent is a bit high, but I just make sure I pay my balances off within the grace period (which I also think is a bit short at only 21 days).
    Jan 15, 2014
    By:
    I have had a Chase Freedom Card for a while now. I like the Cash back because it is actually a reward that I can use. I don’t have to save up and use points towards some inflated item that isn’t worth the effort. The Interest rates are great for a card with no Annual Fee. You can’t beat free cash back. A lot of rewards cards charge a fee and it’s rare that you end up earning more than you spent on the fee. That’s why I like this card.