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Chase Rewards Credit Cards

Chase’s credit card rewards program, Ultimate Rewards, is known for both value and flexibility, giving cardholders at least one cent for each point they redeem, regardless of redemption method. According to CardHub’s detailed review of the program, one of the other distinctive features that Chase provides is the ability to transfer rewards points to a range of popular airline and hotel chains – including Southwest and Marriot – at a 1:1 ratio. Ultimate Rewards points also never expire and customers can earn them through Chase’s banking products as well. With that being said, it’s important to note that Chase…show more

    4 1,857 reviews

    Chase Freedom®


    chase freedom
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 13.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1 - 5% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Rewards Details
    • Named a Best Card for Cash Back by MONEY® Magazine
    • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
    • Unlimited 1% Cash Back on every purchase
    • 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter
    • You’ll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!
    • Additional Info
    • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
    • No annual fee and rewards never expire as long as your account is open
    • See More Details & Reviews About The Chase Freedom®
    4 2,292 reviews

    Chase Sapphire Preferred® Card


    chase sapphire preferred
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.99% (V)
    • Annual Fee None 1st yr, $95 after
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 40,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
    • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
    • Additional Info
    • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
    • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
    • 24/7 direct access to dedicated customer service specialists
    • Introductory Annual Fee of $0 the first year, then $95
    • See More Details & Reviews About The Chase Sapphire Preferred® Card
    3.5 550 reviews

    United MileagePlus® Explorer Card


    united credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.99% (V)
    • Annual Fee None 1st yr, $95 after
    • Rewards Rate 1 - 2 miles / $1
    • Rewards Bonus 30,000 miles
    • Minimum Credit Excellent
    • Rewards Details
    • Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months
    • Check your first bag for free – save up to $100 per roundtrip
    • Enjoy priority boarding privileges and visit the United Club with two one- time-use passes every year
    • Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
    • Your miles don’t expire as long as you’re a Cardmember, with no limit to the number of miles you can earn
    • Use your miles for any seat, any time, on any United flight
    • Additional Info
    • No foreign transaction fees
    • $0 intro annual fee for the first year, then $95
    • See More Details & Reviews About The United MileagePlus® Explorer Card
    4 235 reviews

    Southwest Airlines Rapid Rewards® Premier Credit Card


    southwest airlines rapid rewards premier card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.99% (V)
    • Annual Fee $99
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 25,000 points
    • Minimum Credit Good
    • Rewards Details
    • Earn 25,000 points after you spend $1,000 on purchases in the first 3 months of opening your account
    • Named 2015 Freddie Award Winner for Best Loyalty Credit Card
    • Points Don’t Expire, No Blackout Dates, Bags Fly Free®
    • 6,000 points after your Cardmember Anniversary
    • 2 points/$1 spent on Southwest Airlines® purchases and participating Hotel and Car Rental partners
    • 1 point/$1 spent on all other purchases
    • Additional Info
    • NEW - Chip-enabled cards with 24/7 fraud monitoring
    • See More Details & Reviews About The Southwest Airlines Rapid Rewards® Premier Credit Card
    3.5 499 reviews

    Marriott Rewards® Premier Credit Card


    marriott rewards credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.99% (V)
    • Annual Fee None 1st yr, $85 after
    • Rewards Rate 1 - 5 points / $1
    • Rewards Bonus 50,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 50,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening
    • Enjoy 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date!
    • For every $1 spent, earn 5 points at 4,000 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
    • The fastest way to earn Marriott Rewards points towards free nights
    • No limit to how many points you can earn
    • Additional Info
    • Pay no foreign transaction fees and enjoy wider acceptance when you travel with your embedded chip card and you make purchases at chip-enabled card readers
    • $0 Introductory annual fee, then $85
    • See More Details & Reviews About The Marriott Rewards® Premier Credit Card
    3.5 294 reviews

    British Airways Visa Signature® Card


    british airways credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.99% (V)
    • Annual Fee None 1st yr, $95 after
    • Rewards Rate 1 - 3 miles / $1
    • Rewards Bonus 50,000 miles
    • Minimum Credit Good
    • Rewards Details
    • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening
    • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years
    • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases
    • Additional Info
    • $0 Intro Annual Fee The First Year, Then $95
    • Pay no foreign transaction fees when you travel abroad.
    • Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
    • See More Details & Reviews About The British Airways Visa Signature® Card
    4.5 142 reviews

    IHG® Rewards Club Select Credit Card


    ihg credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.99% (V)
    • Annual Fee None 1st yr, $49 after
    • Rewards Rate 1 - 5 points / $1
    • Rewards Bonus 60,000 points
    • Minimum Credit Good
    • Rewards Details
    • Earn 60,000 bonus points after you spend $1,000 on purchases in the first 3 months of account opening
    • Enjoy a free night of card membership at over 4,900 hotels worldwide
    • Earn 5 points for each $1 spent at our hotels
    • Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
    • Bonus points redeemable at hotels such as Intercontinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
    • Automatic platinum elite status, as long as you remain a cardmember
    • Additional Info
    • $0 introductory annual fee the first year, then $49
    • See More Details & Reviews About The IHG® Rewards Club Select Credit Card
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    Community Discussion

    Ask a question or help others find the best chase rewards credit cards by sharing some tips.

     
    May 5, 2015
    By:
    I have the Chase Freedom card and use it to my benefit as much as I can. I get 1% back on any purchase and 5% on their monthly sponsored purchases. I usually cash out the rewards and they deposit the reward amount straight into my checking account. It's the best card I've ever had and really appreciate the extra money it generates. Just make sure to pay it off every month and you are basically earning free money.
    Mar 12, 2015
    By:
    I have the Chase Rewards United MileagePlus Explorer card. I was immediately attracted to this credit card due to my frequent trips that included flying with United. They offered a substantial amount of points, 30,000, upon acceptance. I also receive two passes each year to their exclusive club at various airports. I love the low interest rate. I am proud to present my card whenever the opportunity arises. I feel like I am appreciated everytime I use it.
    Sep 12, 2014
    By:
    I don't have one of the cards above, but I've had a Chase Military Star rewards card for several years now and use it as one of my main credit cards. I really like how easily points seem to accumulate. Quite often, I get notices about double points for shopping with different vendors and that really helps my points add up. Another bonus is there is no annual fee, and the interest rates are comparable to leading cards.
    Sep 4, 2014
    By:
    I don't have a Chase rewards card, but I have a "gold" card at my local bank, and I love the perks that I get with it. I get 1% cash back on all purchases, and the fees are very affordable. I have had countless situations where my card has helped me out when I was having money issues.
    Jul 21, 2014
    By:
    I've had a Chase Freedom card and a Chase Sapphire card. My Chase card I have had for years and years. I am happy with their rewards program. They give 1 percent cash back on all purchases and 5 percent on revolving categories. The revolving categories are great at coinciding with the season. for example, last year the 5 percent on amusement parks was in summer, department stores at Christmas, etc. The Sapphire Card has an annual fee but a lot of perks and great customer service-- I've never been put on hold and you talk to a real American.
    Apr 28, 2014
    By:
    I have a Chase Freedom card and absolutely love it! I've had it for longer than a year now and I really did reap benefits immediately from it in terms of the ample cash back bonus offers, especially the $100 I recouped in the first 3 months of using my card. I love the Freedom card and use it for a good amount of my purchases which helps me get the most cash back I can for my purchases. The interest rate is a little high, but I don't have major problems as I pay off the balance in time every month.
    Feb 2, 2014
    By:
    I have a chase freedom card and have been so far pleased with it. The worst thing about it is that the limit is so low at $1500 dollars. I usually use it for emergencies only like when my debit card is not working. It always goes through fine. I bought my computer with it and the card was easy to pay off. They are now sending me emails about rewards but I have not checked it out further. The interest rate is not bad as long as you keep paying it off within a few months.
    Jan 16, 2014
    By:
    I've had the Chase Sapphire Preferred card for about six months now. I haven't really had it long enough to try to use the points, but so far I'm happy with how it works and how I accumulate points. If I could change something about it I'd lower the interest rate; 15.99 percent is a bit high, but I just make sure I pay my balances off within the grace period (which I also think is a bit short at only 21 days).
    Jan 15, 2014
    By:
    I have had a Chase Freedom Card for a while now. I like the Cash back because it is actually a reward that I can use. I don’t have to save up and use points towards some inflated item that isn’t worth the effort. The Interest rates are great for a card with no Annual Fee. You can’t beat free cash back. A lot of rewards cards charge a fee and it’s rare that you end up earning more than you spent on the fee. That’s why I like this card.
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