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Low Interest Credit Cards for No Credit

low interest credit cards for no credit

Expand your search beyond Credit Cards for No Credit with Low Interest Rates

While we strongly encourage people with limited credit to get in the habit of paying their bills in full every month, we all need some leeway every once in a while. The low interest credit cards for no credit listed below offer the lowest regular APRs of all credit cards for no or limited credit and could thereby minimize the interest charges you incur as a result of purchases that you’re unable to pay off immediately. Don’t be discouraged if the only offers listed on this page are secured credit cards because such cards not only promote spending discipline, given that your own security deposit is on the line, but are also the easiest cards for people new to credit to obtain. Depending on your exact needs and intended usage, you might also want to consider opening a no annual fee credit card for no credit, as it might actually save you more money overall than a low interest credit card for no credit. Ultimately, no matter what type of no credit credit card you decide to focus on and apply for online, make sure to pay your bill on time every month every month in order to add positive information to your major credit reports and ultimately qualify for significantly better offers.

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Orchard Bank® Secured MasterCard

secured credit card orchard
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee None 1st yr, $35 after
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 7.99% (V)
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Proceed Editor's Pick

Platinum Zero® Secured Visa® Credit Card

Low Interest Secured Credit Card
  • Secured Credit Card / Min Deposit of $500
  • Annual Fee None
  • Monthly Fee $9.95
  • One-time Fees None
  • Regular Rate 0% Fixed
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We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Low Interest Credit Cards for No Credit shown on this page.